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Written and checked by Ingrid HalvorsenTerms editor

Loyalty arithmetic

A loyalty percentage is a percentage of something

One of the twelve operators here publishes a headline loyalty figure — up to 70% back, read on the Rainbet homepage on 2 September 2026 — and it publishes no rate, no tier threshold and no per-game margin to price it against. Eleven publish nothing at all. That is the whole state of the record.

What each operator publishes about itself: the company named on the licence, the permit number and where it was read, how many countries the operator excludes in its own terms, and when identity documents are demanded. The country count is the length of a list the operator published, not our estimate of where it will accept you. An empty cell means the document was not read — it is not a zero, and it is not a permission.

Vavepaid placement
  • OperatorTechOptions Group B.V.
  • LicenceCuraçao no number
  • Countries barredlist not read
  • Before ID checkcase by case
Visit
Stake
  • OperatorMedium Rare N.V.
  • LicenceCuraçao Gaming Authority
  • Countries barred1
  • Before ID checkcase by case
Shuffle
  • OperatorNatural Nine B.V.
  • LicenceCuraçao Gaming Authority
  • Countries barred15
  • Before ID checkcase by case
BC.Game
  • Operatornot published
  • LicenceCuraçao Gaming Authority
  • Countries barred0
  • Before ID checknot published
Roobet
  • Operatornot published
  • Licencenot published
  • Countries barred0
  • Before ID checknot published
Rollbit
  • Operatornot published
  • Licencenot published
  • Countries barred0
  • Before ID checknot published
Duelbits
  • OperatorLiquid Entertainment N.V.
  • LicenceCuraçao Gaming Authority
  • Countries barred0
  • Before ID checknot published
Bets.io
  • OperatorTechno Wave Systems S.R.L.
  • LicenceCuraçao Gaming Authority
  • Countries barred42
  • Before ID checkcase by case
Cloudbet
  • OperatorHalcyon Super Holdings B.V.
  • LicenceCuraçao Gaming Authority
  • Countries barred2
  • Before ID checkcase by case
MyStake
  • Operatornot published
  • LicenceCuraçao Gaming Authority
  • Countries barred0
  • Before ID checknot published
TrustDice
  • Operatornot published
  • LicenceCuraçao Gaming Authority
  • Countries barred0
  • Before ID checknot published
BetFury
  • OperatorUniverse B Games B.V.
  • LicenceCuraçao Gaming Authority
  • Countries barred0
  • Before ID checknot published

Two kinds of offer, and only one of them repeats

A welcome package happens once. Four deposits, a matched percentage on each, a cap, and then it is over: the paid placement on this site, Vave, is recorded on 24 August 2026 with a four-deposit package of 150%, 100%, 50% and 25%, capped at four bitcoin plus a hundred free spins. Whatever such a package is worth, it is worth it exactly one time, and every comparison page in this subject is built out of them because they are the easiest thing in the world to line up in a table.

A loyalty return is the other kind. It applies to the hundredth hour as much as to the first, and over any span longer than a month it is the number that decides what an account actually gives back. It is also the harder number to obtain, and the reason is not accidental: a welcome package is marketing and gets a landing page, while a loyalty rate is an operating cost and tends to live behind a login.

This page treats the second kind as arithmetic. Not as a set of tiers with names, not as a ladder of gifts, but as one question with a numerical answer: how much has to be staked before one unit comes back, and which of those figures the operator has actually printed.

Three denominators wearing the same percent sign

The word rakeback is used for three different fractions, and the difference between them is not decorative.

A share of turnover applies the percentage to everything staked. A share of the operator's margin applies it to what the house expects to keep from that turnover, which is a far smaller base. A share of net losses applies it to what an account is actually down over a period, which is a third base again and varies from person to person.

The same printed percentage under those three definitions produces returns that differ by an order of magnitude. Ten per cent of turnover is a large ongoing transfer; ten per cent of a house margin is a modest one; ten per cent of losses is neither, because it depends on an outcome. A figure published without its denominator is therefore not a small omission. It is the whole of the information.

The second denominator carries a second dependency. To convert a share of the house margin into a share of turnover, the margin has to be known, and the margin on an in-house game is a number only its author can publish. Across everything opened for this index, no per-game margin appears for any of the twelve operators, which the page on the six in-house games sets out in full. Two unknowns stacked on each other leave a headline percentage unpriced.

What one operator publishes, and what it leaves out

Rainbet's homepage, captured on 2 September 2026, carries the only loyalty figure on the record here: up to 70% back. The operator's own explanation, printed alongside it, is that the figure is a stack rather than a rate — rakeback claimable every fifteen minutes, three daily reloads, then daily, weekly, pre-monthly and monthly bonuses, rank-up bonuses and rake boosts, added together.

Read as arithmetic, that sentence publishes a cadence and a ceiling and withholds everything in between. The cadence is precise: every fifteen minutes, which is a real operational fact about how the balance accrues. The ceiling is the word "up to", which describes the best case of a stack that requires every component to fire at once.

What is not published, in anything read: the base the percentage applies to, the rate at any individual tier, the threshold that moves an account from one tier to the next, and the qualifying turnover behind the word "up to". A reader cannot get from this to how much has to be staked for one unit back, and the reason is not that the sum is hard. The reason is that three of the four inputs are absent.

That is the finding of this page, and it is worth stating without decoration: the only loyalty figure this site has on record is the one number in the programme that cannot be checked, published without any of the numbers that would make it checkable.

The state of the other eleven rows

OperatorLoyalty figure on recordCadenceTier ratesThresholdRead on
Rainbet"up to 70% back", operator's own claimevery 15 minutesnot publishednot published2 Sep 2026
Stake.comnot readnot readnot readnot readno promotions page opened
Shufflenot readnot readnot readnot readno promotions page opened
BC.Gamenot readnot readnot readnot readno promotions page opened
Roobetnot readnot readnot readnot readno promotions page opened
Rollbitnot readnot readnot readnot readno promotions page opened
Duelbitsnot readnot readnot readnot readno promotions page opened
Bets.ionot readnot readnot readnot readno promotions page opened
Cloudbetnot readnot readnot readnot readno promotions page opened
MyStakenot readnot readnot readnot readno promotions page opened
TrustDicenot readnot readnot readnot readno promotions page opened
BetFurynot readnot readnot readnot readno promotions page opened

Vave, the paid placement, sits outside that table and gets no row in it. What is recorded for it is the welcome package above, taken from its promotions page on 24 August 2026, and one further detail belonging to this page: the wagering multiple attached to that package is not published in what was read. A package with a stated cap and an unstated multiple has the same shape as a loyalty claim with a stated ceiling and an unstated rate.

Every "not read" above is a promotions page nobody here has opened. It is not a statement that the operator runs no programme, it moves no row anywhere, and it enters no total — the rule set out in how we read and applied in every column on this site.

What to look for, in the order it matters

Four figures decide a loyalty return, and they can be looked for in any set of terms in a few minutes.

The denominator comes first, because without it the rest is unreadable: turnover, margin or losses. The rate at the tier an account actually occupies comes second — not the top tier, which is what the headline quotes. The threshold between tiers comes third, since it converts the rate into a requirement. The cadence comes fourth, and it is the one thing operators publish willingly, because frequency reads as generosity and costs nothing to state.

Where a programme publishes only the ceiling and the cadence, the honest description is a programme documented by its two most flattering numbers. That is not an accusation against anybody; it is what the documents on this page contain.

What this page does not do

It names no percentage from memory, promises no tier to anybody, and does not tell a reader that a programme is worth joining. It also gives no guidance on how to play, because a loyalty rate is a term of business and this site reads terms of business.

The companies behind these programmes, and the permits they hold, are a separate reading. Four brands set side by side carries that one, field by field, without naming a winner.

Questions people actually type

How does Stake VIP work?
No document read for this index describes it. The documents opened for Stake.com are its territorial clause at stake.com/licenses, its verification clause at 4.8, and its Curaçao register entry under OGL/2024/1451/0918, all read on 26 August 2026, and a loyalty programme appears in none of them. That is a gap in this reading rather than a finding about the programme. Anything published as a tier list with percentages would live on a promotions page, and no such page has been captured here for that brand.
Which sites have rakeback?
One of the twelve compared here has a loyalty claim on the record. The Rainbet homepage, captured on 2 September 2026, advertises up to 70% back and explains the figure as a stack: rakeback claimable every fifteen minutes, three daily reloads, daily, weekly, pre-monthly and monthly bonuses, rank-up bonuses and rake boosts. The other eleven rows are blank, and a blank here means a promotions page nobody has opened, not an operator without a programme.
How is rakeback calculated?
It depends entirely on the denominator, and there are three in common use: a share of turnover, a share of the operator's margin on that turnover, or a share of net losses. The same percentage under the three produces returns that differ by an order of magnitude, so a figure printed without its denominator cannot be converted into money. Where the denominator is the operator's margin, the margin itself has to be published as well, and no per-game margin appears anywhere in this reading.
What should a reader look for in the terms?
Four things, and each is a number or a date rather than an adjective: the denominator the percentage applies to, the rate at each tier, the threshold that moves an account between tiers, and how often the balance can be claimed. Rainbet publishes the fourth of those — every fifteen minutes — and a ceiling on the stack; the first three are absent from what has been read. A programme documented only by its ceiling is documented by the one figure that flatters it most.

The counts behind every row here start at the operator table, and the same documents are read country by country on the pages for Spain and the Netherlands.

A welcome package has the identical hole in it, and it is worth seeing the two together: the bonus structure page sets out what an offer without a published multiple can and cannot be compared against.